Can an employer offer two different health insurance plans?
Are employers allowed to offer different benefits to different employees and to charge more for the same benefit, or is this a discriminatory practice.
There are no federal laws requiring plans to provide the same benefit coverage to all employees..
What is the best vision insurance plan?
Bottom Line:Vision Insurance CompanyBest For1Direct Vision InsuranceGreat Guarantee2UnitedHealthcare Golden Rule Vision InsuranceSimple Choices3Spirit VisionGreat Combo Coverage4Denali DentalGreat Add-on Services3 more rows•May 4, 2020
How do you determine which insurance is primary and which is secondary?
If you have coverage under a plan from your employer in addition to a spouse’s or parent’s plan, your own plan will be primary and the other plan will be secondary. This is also true if the additional coverage is with TRICARE or Medicaid, as those plans are always the secondary insurer if you have other coverage.
Can you be double insured for vision?
If you need an exam for eyeglasses or contact lenses, you’d have to pay for it yourself. But with a dual health plan, you could get vision coverage. … Most dual health plans cover vision services, so they cover more of your care and costs.
Are you allowed to have two health insurance plans?
Yes, you can have two health insurance plans. Having two health insurance plans is perfectly legal, and many people have multiple health insurance policies under certain circumstances.
How does double coverage insurance work?
Dual coverage: You each sign up for coverage from your employer and you each cover each other, or the entire family, on your plan. This is called “dual coverage.” It will be more expensive to have two plans but it might provide more coverage in some cases.